Unimoni Gold Loan Features
Gold loan for immediate cash. Pledge gold & get easy money with smart repayment options. Safe & secure with quick disbursement & higher loan to value.
Gold Loan is one among the many products of Unimoni (previously UAE Exchange). We bring happiness and joy to millions of customers with instant/immediate cash. Unimoni is one of the most trusted financial services in India with 300+ branches and a happy brand with 4 million-plus satisfied customers.
Maximum Loan Value
Unimoni gold loan offers you the maximum value for your gold. The "Rate per Gram" (RPG) is updated daily referring to the IBJA gold price of the day. All this will guarantee you get the best rate and need not search for a second source to meet your immediate fund requirements.
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Quick Disbursal
Give your KYC and gold ornaments to our loan officer and get the disbursement completed within a few minutes. You need not wait for a gold smith to come to value your gold. Our in-house appraisers will do the valuation instantly.
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Easy Repayments
It is made easy for making the payments in your loan. Be in your office or home, use our various digital options to transfer the fund to the loan account. You can make the payments using online banking, Mobile app, UPI, etc.
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No Hidden charges
We like to be fully transparent to our customers. Our Relationship executives will clearly explain the ROI and charges of each scheme to you before they complete the loan process.
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Lowest Interest Rates
An affordable rate of interest is another attraction for you to choose our product. Low-interest rate keeps you away from a financial burden in the future. The rate starts from 1.5% (monthly) or 18% p.a and it will not get changed till the closing of your loan account
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Insurance for the Gold
We understand the value of your gold pledged with us. Your asset is covered under an Insurance policy for any type of probable loss that happens to it during the tenure of the loan.
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Anytime redemption
There is no minimum lock-in period for the loans. You can happily repay the loan amounts as per your convenience and get the pledged ornaments at any time.
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Less documentation
Why should you carry a bundle of documents to avail a loan? Submit your PAN and address proof to our loan officer to start the loan process.
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24 X 7 Customer Support
Our expert's team is always available to assist you all the time. Call us on 1800 102 0555 or Whatapp on 99460 86666 Email : customercare@unimoniindia.com
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Frequently Asked Questions
Once you submit your application form and the supporting documents, we shall provide you the loan amount in 10-20 mins subject to loan amount & purity/ornament type.
You may either pay interest + principal or only the interest as per the selected scheme via any mode of payment like Cash, NEFT, RTGS, CHEQUE, DD (Payment subject to realisation for DD and Cheque).
Our loans start from an interest rate of 14.4% up to 24% based on the selected scheme.
It varies from 6 months to 12 months.
Yes. Every branch is equipped with fully secured lockers along with 1-2 security guards. Moreover, we have CCTV cameras for 24/7 surveillance.
