International Money Transfer in Easier Ways with Unimoni

In today's increasingly interconnected world, Sivakasi residents have a growing need to send money abroad for a variety of reasons.

As more families become globally dispersed with members settling abroad, expenses for overseas education continue to rise, and new investment opportunities emerge worldwide, the volume of outward remittances from India is increasing rapidly.

Sivakasi residents now frequently need to send money abroad for children's education, support family members who have emigrated, make investments in foreign assets, pay for specialized medical treatments, or charitable donations.

However, navigating the complex paperwork, keeping up with changing regulations, managing taxes, and getting optimal exchange rates involved in sending money overseas from India can often seem extremely daunting for individuals.

This is where Unimoni, with over 30 years of specialized expertise in cross-border payments, steps in to make the entire process smooth, convenient, and stress-free for you. Our experienced advisors leverage the latest technology to guide you at every step - ensuring outward remittances are swift, compliant, and affordable.

A Streamlined Process for International Money Transfer

Initiating a money transfer with Unimoni Sivakasi is simple:

  • Step 1: Go to the Nearest Unimoni Branch

    Unimoni has an extensive network all over India. We extend service across 300+ branches and 15000+ agent locations. To find the nearest Unimoni branch, use the branch locator. You just have to enter the state name, and you will get the nearest branch.

  • Step 2: Submit the Necessary Documents

    You must keep all the relevant documents to initiate a seamless international money transfer.

  • PAN Card
  • ID Proof (Aadhaar Card/Passport/Driver's license)
  • Bank details of the beneficiary

  • Step 3: Pay the amount and the transaction fee
  • During your first international money transfer, Unimoni need to verify your KYC details. KYC is a mandatory regulation that helps prevent fraud and money laundering. Unimoni makes the KYC process straightforward. After the transaction fees are received, the recipient will get the amount within 2 working days.

Common Transfers Made by Sivakasi Residents

Unimoni Sivakasi has enabled thousands of customers to seamlessly send money abroad for:

  • Overseas Education - Pay fees for children studying abroad.
  • Family Support - Help family members who are overseas residents.
  • International Investments - Purchase properties, stocks, etc. globally.
  • Medical Treatments - Pay for healthcare available only overseas.
  • Donations - Support charities and religious organizations abroad.

Charges and Taxes on Outward Remittances

  • Forex conversion charges apply based on the transfer amount.
  • 18% GST applicable on transaction fees.
  • For remittances above ₹7 lakhs annually, income tax is applicable.
  • Overseas taxes may apply based on the recipient's country.

Why Choose Unimoni Sivakasi for an International Money Transfer?

With over three decades of experience in overseas payments, Unimoni Sivakasi provides:

  • Competitive Exchange Rates

    Unimoni Sivakasi has over 30 years of experience in foreign exchange, so we have established relationships with banks and partners worldwide to provide very competitive forex rates. Our rates are far better than those offered by banks and other financial institutions. This saves you a significant amount on your overseas transfers.

  • Swift Processing

    Thanks to our partnerships and infrastructure, Unimoni can process and complete a majority of overseas money transfers within 1-2 working days. This enables you to send funds overseas quickly and efficiently.

  • Dedicated Support

    Unimoni has dedicated customer service experts who are available to assist you with any questions or issues related to your international payments and transfers. This support provides helpful guidance.

  • Regulatory Compliance

    As a trusted forex company, Unimoni takes care of all regulatory paperwork and compliance requirements related to international transfers on your behalf. This saves you effort while ensuring full compliance.

  • Send Money Abroad Securely and Seamlessly with Unimoni

    For over 30 years, Unimoni Sivakasi has specialized in simplifying international money transfers with our expertise in foreign exchange and overseas remittances. We help you save substantial costs with very competitive forex rates, ensure swift processing for quick receipt of funds, and provide easy tracking and monitoring of transfers. Unimoni also handles all compliance paperwork on your behalf.

    With multiple convenient modes to initiate transfers and dedicated customer support, we make your outward remittance smooth. Give us a call today to send money abroad securely and seamlessly with Unimoni's 30+ years of experience in cross-border payments.

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      FAQ

      You will need to provide your identity proof, PAN card, address proof, income statements, recipient's bank account details, and KYC documents.

      Most transfers reach the recipient's account within 1-2 working days through Unimoni's secure banking channels.

      You can initiate transfers online, through our mobile app, by visiting the Sivakasi branch, or via phone.

      As per RBI guidelines under the Liberalised Remittance Scheme, you can transfer up to USD 250,000 (approx. INR 2 crore) annually.

      Yes, Unimoni handles all paperwork and ensures your transfers adhere to RBI and FEMA regulations.

      Charges include forex conversion fees, transaction fees plus 18% GST. For amounts above ₹7 lakhs annually, income tax is applicable.

      You can easily track your status by logging into your Unimoni account online and via SMS/email notifications.

      To contact Unimoni Sivakasi for assistance, call 1800 102 0555 or +91 8129930400, and email customercare@unimoniindia.com.

      Yes, we offer highly competitive forex rates compared to banks while ensuring faster processing and better service.

      Our dedicated customer care team is available online 24/7.

      Unimoni Financial Services Ltd,
      412/A,
      N T Complex,
      Mundagan Street,
      Near Town SBI Branch,
      Sivakasi -626123
      1800 102 0555 (24/7)
      075940 02938
      +91 9946086666

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