International Money Transfer in Easier Ways with Unimoni
Whether you need to send money abroad for a loved one's education, medical expenses, or just to provide financial support, transferring funds internationally can be daunting. But with the right partner guiding you, everything can be smooth. At Unimoni Trichy Tiruveramboor, our experienced staff is here to simplify the process and make overseas remittances smooth.
For over 30 years, Unimoni has helped numerous families on their financial journeys. Our advisors clearly explain the best options tailored to your specific needs so you can send money abroad in an optimal way. We assist with documentation, forex, tracking, and everything to deliver a stress-free experience.
You can count on our expertise to make an international money transfer easy, convenient, and secure. We know how important your family is no matter where they are in the world. With Unimoni as your partner, you can focus on what matters most - providing for your loved ones.
Why Families Trust Us for Major Overseas Transfers
Sending money abroad is a big decision. At Unimoni Trichy Tiruveramboor, we understand the importance of these major finances and ensure your hard-earned money reaches you safely.
For over 30 years, families have depended on us for major overseas needs:
- Education - On-time payment of tuition, hostel fees, exam fees, and other educational expenses so your child can pursue international studies smoothly. We ensure funds reach prior to deadlines to avoid penalties.
- Family Support - Provide regular, reliable maintenance for aging parents, children, or other dependents living abroad. More secure than carrying cash when visiting family overseas.
- Medical Care - Pay for urgent medical treatments, surgeries, or procedures not available in India so your family can get the healthcare they critically need. Safely transfer funds to pay hospital bills and medical fees on time.
- Overseas Investments - Remit large sums to grow your wealth through investments in foreign real estate, stocks, mutual funds, and other opportunities. We ensure secure transfers and formalities.
- Business Expansion - Transfer funds seamlessly to your business partners located overseas to import goods/services, expand into new markets, or explore international opportunities.
Whether it's a one-time major expense or ongoing remittances, trust our expertise. We handle all formalities so you can focus on what matters - being there for your loved ones. With decades of experience in overseas transfers, depend on us for all your major financial needs globally.
Sending Money Abroad within RBI Guidelines
When transferring money overseas, RBI regulations apply to ensure national interest. But this should not stop your global payments.
At Unimoni Trichy Tiruveramboor, our experts stay updated on the latest RBI guidelines including the Liberalised Remittance Scheme (LRS) limits. We will inform you of any applicable taxes or documentation needed to legally send money abroad.
Under the LRS, individuals can transfer up to $250,000 every financial year for most purposes including family maintenance, overseas education, medical treatment, gifts, business travel, and more.
For remittances above ₹7 lakhs, 5% Tax Collected at Source (TCS) is applicable in most cases. Repaying education loans taken for specified purposes is an exception.
With our transparent processes, you can send money abroad smoothly while remaining compliant with RBI rules. We handle all paperwork and formalities required by regulators so you can focus on your transfer. Trust our expertise to ensure your overseas remittances are convenient, secure, and fully above-board
Why Choose Us for Outward Remittance
When sending your hard-earned money abroad, you need a partner you can trust fully. At Unimoni Trichy Tiruveramboor, we provide:
- Great Exchange Rates - As a leading forex provider, we offer highly competitive exchange rates to get you the best value on your overseas transfers. You can use our online currency converter for various denominations.
- Fast Transfers - Our global network allows us to send funds to your recipient's account within just 1-2 working days.
- Compliant Processes - With over 30 years of experience, we handle all regulations and compliance seamlessly so your transfers are hassle-free.
- Personalized Service - Our advisors are always ready to guide you on your specific overseas remittance needs. You can rely on our support.
With our decades of expertise in forex services, you can trust Unimoni Trichy Tiruveramboor for convenient, smooth and 100% secure international money transfers. Sign up with us for the best experience sending money abroad.
Steps for Overseas Transfers with Unimoni
Sending money abroad may seem complicated initially. But at Unimoni, we make the process very easy:
- Step 1: Go to the Nearest Unimoni Branch
Unimoni has an extensive network all over India. We extend service across 300+ branches and 15000+ agent locations. To find the nearest Unimoni branch, use the branch locator. You just have to enter the state name, and you will get the nearest branch.
- Step 2: Submit the Necessary Documents
You must keep all the relevant documents to initiate a seamless international money transfer.
- PAN Card
- ID Proof (Aadhaar Card/Passport/Driver's license)
- Bank details of the beneficiary
- Step 3: Pay the amount and the transaction fee During your first international money transfer, Unimoni need to verify your KYC details. KYC is a mandatory regulation that helps prevent fraud and money laundering. Unimoni makes the KYC process straightforward. After the transaction fees are received, the recipient will get the amount within 2 working days.
We Handle All Tax and Compliance Aspects
When sending money abroad, taxes and regulations can be confusing. But you can depend on our expertise to handle everything.
- GST - Already included in our quoted transfer charges. No extra paperwork needed from you.
- Income Tax - For sums below ₹7 lakhs, no tax applies. For larger amounts, we clearly explain applicable taxes based on purpose, income level, etc.
- Overseas Taxes - We inform you upfront of any taxes applicable in the recipient's country for full transparency.
- Reporting Rules - We take care of all reporting formalities and regulations on your behalf. Your transfers remain fully compliant.
We are well-versed in all applicable Indian and international regulations. We handle the entire tax and compliance aspect so you can focus solely on your overseas money transfer.
Trust us to ensure your money reaches abroad smoothly while following all regulatory guidelines.
Make Us Your Outward Remittance Partner
For fast remittances, great rates, documentation help, or any other requirement– our knowledgeable team is ready to assist you. We provide a range of financial services under one roof for your convenience.
Our staff ensures your money transfer process is smooth and stress-free. Trust us for end-to-end support. To send money abroad or for any financial service need, visit our Trichy Tiruveramboor branch. We look forward to serving you!
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FAQ
Unimoni uses robust encryption and secure banking channels so your money reaches safely without the risk of frauds.
We pride ourselves on rapid processing within 1-2 working days so your recipient gets funds quickly.
Yes, we can set up scheduled transfers to help you consistently support family or business abroad.
Yes, we allow you to hold and transfer funds in several global currencies based on your needs.
Our rates are highly competitive as we use proprietary forex trading platforms not relying on banks.
Definitely, we routinely remit funds for customers to their own foreign accounts. The process is straightforward.
We provide updates via email, SMS, app notifications, online account dashboard, and phone if preferred.
Yes, we readily facilitate overseas remittances from jointly held accounts for added convenience.
We offer very reasonable charges depending on the transfer amount and destination. No hidden costs.
Our staff can arrange attestation or notarization of documents needed for your international transfers.
