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Unimoni Wallet- Digital Wallet App

Unimoni Wallet is a digital wallet app that is an all-in-one solution for online bill payments and instant money transfers. Store your funds digitally, eliminating the need for physical cash or cards! Users can send and receive funds within seconds through this online payment app, enabling swift transactions. A fast and secure way for online money transfers!

The safe, smart, reliable mobile payment App

Tired of time-consuming and exhausting queues to make utility bill payments? Worried about carrying cash and having enough change to pay at shops and establishments? Make life easy for yourself with Unimoni Wallet. Its smarter payments options through Mobile App will make mobile recharge, utility bill payment, money transfer, and payment of school fees etc. very simple. Download the app on your mobile phone from the relevant app store and you will discover that its convenience is just what you need to keep it all together. Unimoni Wallet offers the highest levels of simplicity and security. It offers the most reliable security of your personalised OTP. With every payment feature tested and backed by world-class technology

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    Services

    Uses of unimoni app

    • Load Money to your account
    • Make a Wallet to Wallet transfer
    • Make a Merchant Payment at any Shop
    • Scan the QR code & make payments
    • Pay for Mobile & DTH recharge
    • Pay Postpaid & Land phone bills
    • Pay Gas, Electricity & Water bills
    • Make Instant money transfers to any bank account in India in association with NPCI
    • Buy Health Plans of Indian Health Organization (IHO)

    Global support in a range of languages

    We don’t do complicated, automated systems. We have offices around the world, and we’re here to help you whenever you need it.

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    FAQs

    Unimoni Wallet is a virtual pre-paid account that allows customers to load money and make payments through their mobile phones. It offers a range of payment services including Wallet to Wallet transfers, Direct Account Transfers, Various Bill Payments, and Recharge services.

    No, there are no charges for registration.

    Unimoni Wallet can be used for Instant Money Transfers, Mobile Recharge, DTH Recharge, Electricity Bill Payments, Gas Bill Payments, Merchant Payments, and many more.

    Unimoni Wallet is protected by multiple layers of security. Any unauthorized request is rejected at the first security layer, making it highly secure. All transactions outside limits are secured using an OTP sent only to the registered user.

    Users can have only one account per unique mobile number. A person with multiple mobile numbers can have different accounts.

    Unimoni Wallet is an Android/iOS based app. You can download it on any Android or Apple phone, and you need a 3G internet connection to use the app.

    Yes, in case your mobile device is lost, secure your account by calling our helpline number.

    There are two types of registrations:
    a. Valued Customer (Non-KYC):
     Requires Mobile Number, Name, Date of Birth, and Postal Code. Download Unimoni Wallet from Play Store or App Store and provide minimum KYC details.
    b. Privileged Customer (KYC):
    Complete KYC using Aadhaar card or PAN through the Unimoni Wallet App. Online Aadhaar Verification is available for instant authentication. Registration and KYC documentation can also be done at Unimoni Branches and Authorized Agent Locations.

    You can reload Unimoni Wallet via the Mobile App using Net Banking, Credit Card, Debit Card, and UPI through Payment Gateway. Alternatively, visit any branch or Agent outlet.

    Use the "View Balance" option in the Wallet App Menu. An e-passbook link is available to check transaction history, rate the service, and provide feedback.

    No, only KYC authorized customers can use money transfer services. Non-KYC customers can use all other services except money transfer.

    KYC customers can keep up to Rs. 2 lakh, while Non-KYC customers can keep up to Rs. 10,000.

    Yes. Any KYC customer can transfer funds (subject to cooling period) to registered and non- registered beneficiaries. Up to Rs.2 lakh can be transferred to a pre-registered beneficiary per month and Rs.10,000 per month for other customers.

    No. Your privacy is respected, and your data will not be shared with anyone. It is secure with us.

    Terms & Conditions

    Application for KYC Wallet

    Detailed Terms & Condition for wallet

    (Note: Unimoni wallet was previously known as Xpay)

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